Martin Lewis on what people misunderstand about credit scores

“Making Tax Digital is the biggest tax change since self assessment and, with just over two months to go, time is running out to get ready,” said Victoria Todd, of the Low Incomes Tax Reform Group, which has produced a guide for those unsure of the changes.

It begins with a Farsi-speaking voice scratching out of the static. “Tavajjoh! (Attention!),” he demands three times, before reading a steady stream of numbers: “Six. Four. Zero. Nine. Three. Nine.” Some content could not load. Check your internet connection or browser settings. The ghostly broadcasts have been sent out regularly over long-distance short wave radio…